Terms of Use

Last updated: 19 September 2026

These terms apply to the Mosara app for Android, iPhone and iPad and to the mosara.app website. Mosara is developed by an independent developer (“we”, “us”). By using Mosara, you agree to these terms. Please also read our Privacy Policy.

1. What Mosara is

Mosara is a personal finance app for recording and analysing your own income, expenses, transfers, budgets and goals. You enter operations yourself. Mosara does not connect to banks, does not move money and does not make payments. Accounts and transfers in Mosara are records you keep, not real bank accounts or transactions. Mosara does not give financial, tax or legal advice.

2. Free use and Premium

• All features for tracking your finances on your device are free and do not require an account.
• Premium is a paid subscription that adds cloud storage and sync of your data across devices signed in to the same Mosara account. One subscription covers all devices signed in to that account.
• Optional tips in the app are voluntary one-time payments to support the developer; they do not unlock features.

3. Subscriptions and payments

• Premium is bought in the app through Google Play or the App Store. The price, currency and taxes are shown by the store before you buy.
• The subscription renews automatically at the end of each period (monthly or annual) until you cancel it.
• You can cancel at any time in your Google Play or App Store account settings. Cancellation takes effect at the end of the current paid period. Uninstalling the app or deleting your Mosara account does not cancel a subscription.
• Billing and refunds are handled by the store you bought from, under its terms and refund policies.
• A subscription can be linked to one Mosara account at a time. Using “Restore” in another Mosara account moves Premium to that account; it does not move or restore any finance data.
• If Premium ends, sync pauses. Your data on your devices stays available.

4. Your account

An account is optional and needed only for Premium sync. Keep your sign-in details secure. Anyone who signs in to the same account can see and change the synced data; if you share an account, for example for a family budget, you do so at your own discretion. You can sign out or delete your account at any time — see Account deletion.

5. Your data

The information you enter is yours, and you are responsible for its accuracy. Mosara helps you keep records but cannot guarantee that they are complete or correct. Keep your own backups — for example with the app’s backup or CSV export features. A backup password cannot be recovered if you forget it. How we handle data is described in the Privacy Policy.

6. Acceptable use

Do not misuse Mosara: do not attempt to disrupt or gain unauthorised access to the service or other users’ data, do not use it for unlawful purposes, and do not reverse-engineer it except where the law allows.

7. Availability and changes

We work to keep Mosara and cloud sync running, but we cannot promise uninterrupted or error-free operation. Sync needs an internet connection. We may update, change or discontinue features. Your subscription can always be managed or cancelled in the store.

8. Intellectual property

Mosara, its design and its content belong to the developer. You receive a personal, non-exclusive, non-transferable licence to use the app on your devices in line with these terms and the rules of the store you downloaded it from. If you downloaded Mosara from the App Store, Apple’s Standard End User License Agreement also applies.

9. Disclaimer and limitation of liability

Mosara is provided “as is”. To the extent permitted by law, we are not liable for indirect or consequential losses, for decisions you make based on information in the app, or for loss of data you did not back up. Nothing in these terms limits rights you have under mandatory consumer protection laws of your country.

10. Ending use

You can stop using Mosara at any time: delete your account and uninstall the app. We may suspend or close an account that seriously or repeatedly breaks these terms.

11. Changes to these terms

We may update these terms when Mosara changes. The date at the top shows the latest version. If you keep using Mosara after an update, the updated terms apply.

12. Contact

Questions about these terms: support@mosara.app. See also Support.